KB Financial Group (MEX:KB N) Cyclically Adjusted FCF per Share: MXN25.61 (As of Mar. 2026)


MEX:KB N KB Financial Group Inc MEX:KB N
53 GF Score
Price MXN1,852.83
GF Value MXN1,024.51
Valuation Significantly Overvalued
! 6 Warning Signs
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What is KB Financial Group Cyclically Adjusted FCF per Share?

KB Financial Group MEX:KB N 53 Cyclically Adjusted FCF per Share is MXN25.61 as of Mar. 2026. GuruFocus rates MEX:KB N with a GF Score™ of 53/100 and a GF Value™ of MXN1,024.51 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

KB Financial Group's adjusted free cash flow per share for the three months ended in Mar. 2026 was MXN49.046. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is MXN25.61 for the trailing ten years ended in Mar. 2026.

During the past 12 months, KB Financial Group's average Cyclically Adjusted FCF Growth Rate was -25.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of KB Financial Group was 54.30% per year. The lowest was -63.20% per year. And the median was -4.45% per year.

As of today (2026-07-06), KB Financial Group's current stock price is MXN1852.83. KB Financial Group's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was MXN25.61. KB Financial Group's Cyclically Adjusted Price-to-FCF of today is 72.35.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of KB Financial Group was 354.91. The lowest was 3.49. And the median was 30.74.


KB Financial Group  (MEX:KB N) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

KB Financial Group's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=1852.83/25.61
=72.35

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of KB Financial Group was 354.91. The lowest was 3.49. And the median was 30.74.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


KB Financial Group Cyclically Adjusted FCF per Share Related Terms


KB Financial Group Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for KB Financial Group's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

KB Financial Group Cyclically Adjusted FCF per Share Chart

KB Financial Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only -37.75 -28.42 -4.45 12.36 13.67

KB Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 44.90 23.50 -10.29 13.67 25.61

KB Financial Group Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, KB Financial Group's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


KB Financial Group Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, KB Financial Group's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where KB Financial Group's Cyclically Adjusted Price-to-FCF falls into.


MEX:KB N
53GF Score
KB Financial Group Inc MEX:KB N
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

KB Financial Group Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, KB Financial Group's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=49.046/125.2360*125.2360
=49.046

Current CPI (Mar. 2026) = 125.2360.

KB Financial Group Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 115.765 100.791 143.842
201609 0.000 101.461 0.000
201612 0.000 101.561 0.000
201703 0.000 102.851 0.000
201706 0.000 102.611 0.000
201709 0.000 103.491 0.000
201712 0.000 102.991 0.000
201803 -276.133 104.101 -332.195
201806 -114.035 104.130 -137.148
201809 -49.231 105.651 -58.357
201812 29.211 104.351 35.057
201903 255.245 104.491 305.920
201906 129.040 104.881 154.084
201909 5.547 105.200 6.603
201912 -27.714 105.121 -33.017
202003 -34.409 105.354 -40.902
202006 -448.094 105.112 -533.884
202009 27.266 106.198 32.154
202012 14.044 105.765 16.629
202103 -171.789 107.357 -200.398
202106 -32.459 107.579 -37.787
202109 60.978 108.759 70.216
202112 26.789 109.676 30.590
202203 -128.636 111.848 -144.033
202206 -23.476 114.072 -25.773
202209 -14.873 114.715 -16.237
202212 339.850 115.179 369.524
202303 -81.736 116.507 -87.860
202306 163.523 117.182 174.762
202309 69.380 118.964 73.038
202312 -47.910 118.837 -50.490
202403 289.605 120.123 301.931
202406 -36.056 120.007 -37.627
202409 -128.335 120.861 -132.980
202412 -47.874 121.135 -49.495
202503 105.663 122.590 107.944
202506 27.096 122.611 27.676
202509 -254.674 123.402 -258.460
202512 243.295 123.939 245.840
202603 49.046 125.236 49.046

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of MXN25.61 mean?
KB Financial Group (MEX:KB N) has a Cyclically Adjusted FCF per Share of MXN25.61 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on KB Financial Group and its competitors.
Is KB Financial Group's Cyclically Adjusted FCF per Share too high?
KB Financial Group's current Cyclically Adjusted FCF per Share is MXN25.61. Overall, KB Financial Group has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does KB Financial Group's Cyclically Adjusted FCF per Share compare to competitors?
KB Financial Group's Cyclically Adjusted FCF per Share of MXN25.61 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on KB Financial Group and its competitors. KB Financial Group's current Cyclically Adjusted FCF per Share is MXN25.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KB Financial Group stock overvalued right now?
Based on GuruFocus' analysis, KB Financial Group (MEX:KB N) is currently considered Significantly Overvalued. The stock's GF Value™ is MXN1,024.51, compared to a current price of MXN1,852.83 — trading 80.9% above its estimated fair value. The current Cyclically Adjusted FCF per Share is MXN25.61. KB Financial Group's overall GF Score™ is 53/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For KB Financial Group (MEX:KB N), the current Cyclically Adjusted FCF per Share is MXN25.61 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is KB Financial Group (MEX:KB N) Overvalued in 2026?

Based on GuruFocus' analysis, KB Financial Group stock appears to be overvalued. The current stock price of MXN1,852.83 is trading 80.9% above its estimated GF Value™ of MXN1,024.51. GuruFocus considers KB Financial Group to be Significantly Overvalued.

Key valuation signals for MEX:KB N:

  • Cyclically Adjusted FCF per Share: MXN25.61
  • GF Value™: MXN1,024.51 vs. price of MXN1,852.83 (80.9% above fair value)
  • GF Score™: 53/100 with 6 warning signs

No single metric tells the full story. See the MEX:KB N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


KB Financial Group Business Description

Address 26, Gukjegeumyung-ro 8-gil, Yeongdeungpo-gu, Seoul, KOR, 07331
KB Financial Group Inc. is a financial holding company in Korea. The company operations include Kookmin Bank, one of the commercial banks in Korea. The company's subsidiaries collectively engage in a broad range of businesses, including commercial banking, credit cards, asset management, non-life and life insurance, capital markets activities, and international banking and finance. The company's segments include the Banking business, Securities business, Non-life Insurance business, Credit card business, and Life Insurance business. The Group generates the majority of its revenue from the Banking business.
53GF Score

Get the complete analysis for MEX:KB N

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN1,852.83
Price
MXN1,024.51
GF Value